Europe, widely considered the birthplace of open banking, has been on a journey to digitize their financial system for over 20 years.

Dr. Ruth Wandhöfer, author, speaker and FinTech advisor, joins Citi’s Sophia Bantanidis to discuss Europe’s new payment proposals, a key part of efforts to modernize payments and access to financial data.

Ruth Wandhöfer, payments expert, keynote speaker and author of ‘Redecentralisation - Building the Digital Financial Ecosystem’, talks to Joy Macknight about how the evolving digitisation of financial services is impacting the end user, as well as the concept of ‘redecentralisation’.